SmartyPig even suggests the amount you should be saving each time you make a deposit. You could create your own private account to save for next year's Christmas gifts.You and your wife are expecting your first child and could open up an account to receive contributions from family and friends.You and your best friend could share an account to save up for a European vacation next summer.SmartyPig is useful for a number of savings goals. You can also make additional one time contributions to your goals and receive contributions from your friends and family. Individual financial goals are funded with monthly recurring contributions from an existing checking or savings account. Like other online savings accounts, SmartyPig deposits are FDIC insured, held in accounts owned by BBVA Compass Bank. Described as an online piggy bank, SmartyPig helps its customers save for specific financial goals like a wedding, a vacation or even an emergency fund, making it easier for customers to visualize the "prize" rather than the process. SmartyPig is a unique savings program that was designed to foster goal-oriented savings. Winter sneaks up on me and I'm always left asking myself: "Where did that money go? Better yet, where did my intention to save disappear to?" If only I had had the foresight at the beginning of each year to save just a little bit of money every month, I wouldn't be in this situation again… Ask me now in June, and I would tell you the same thing.īut as the months creep by, that mythical stash of holiday cash never seems to materialize. If you'd asked me about my Christmas shopping plans in January, I would have told you that I had every intention of saving up enough money to buy lavish gift for my family and friends. The season of gift giving and holiday shopping comes around each year and I find myself with empty pockets. I know it's only June, but I'm already thinking about December.
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